PM Vishwakarma Yojana

PM Vishwakarma Yojana: Vishwakarma Loan Scheme 2023, Government assistance programs cater to individuals from all walks of life. This includes aspiring entrepreneurs who, despite being small-scale entrepreneurs, receive significant support from the government to scale up their enterprises. A number of support initiatives have been specifically designed by the government to boost the growth of these businesses, offering a range of support options and facilitating access to loans.

To promote the growth of small-scale entrepreneurs, the government plans to provide loans of up to Rs 3 lakh to 18 categories of artisans, with no collateral required. Mark your calendars for September 17 when Prime Minister Narendra Modi will inaugurate the Pradhan Mantri Vishwakarma Kaushal Samman Yojana with the aim of honoring skilled workers worldwide.

PM Vishwakarma Yojana

• 18 types of artisans Rs. Loan up to three lakhs.
• The Prime Minister will launch Kaushal Samman Yojana on September 17.
• The skills of small artisans will be certified and trained.

Prime Minister of the country Narendra Modi on the next date. On his birthday, 17th September, the central government is going to implement an important scheme. The Pradhan Mantri Vishwakarma Kaushal Samman Yojana is going to do a great job of connecting small artisans in urban and especially rural areas to the economy through financial inclusion. The scheme covers 18 types of artisans and they are trained at a cost of Rs. A plan has been made to give loans up to 3 lakhs.

List of Vishwakarma Loan Yojana Businesses

PM Vikas stands for Pradhan Mantri Vishwakarma Kaushal Samman Yojana, an initiative covering 18 categories of skilled workers. These artisans will get extensive training and a loan of Rs. 3 lakhs, without the need for collateral.

• Carpenter
• A boat builder
• Sarnia (armour-maker)
• Blacksmith
• Hammer and Toolkit Manufacturer
• Repairman
• the potter
• Sculptor
• cobbler
• Link
• the barber
• A basket maker or broom maker
• the tailor
• the washerman
• the gardener
• Fishing Net Manufacturers
• A traditional toy craftsman
• Goldsmith

Vishwakarma Skill Appreciation Scheme Training

Registration under this scheme will provide PM Vishwakarma certificate and ID card to artisans in rural areas, which is important for the development of their business.

On completion of the skill assessment, individuals will receive a toolkit worth Rs 15 thousand as a benefit. During both basic and advanced training, participants will be given a stipend of Rs. 500. After the training program, a loan of one lakh rupees will be given without the need of any collateral. If the loan is repaid within the agreed time frame, an additional loan facility of two lakh rupees will be made available.

• If you want a brief overview of the PM Development Plan, the key activities are as follows.
• One person per family will get the benefit of this scheme.
• The minimum age of the beneficiary of this scheme should not be more than 18 years.
• The applicant should not have benefited from schemes like self-employment, professional development, PMEGP or PM Swanidhi in the last five years.
• Mudra and Swanidhi beneficiaries who have repaid their loans, such applicants will benefit from this scheme.
• The family of a government employee will not get the benefit of this scheme.
• To help small businesses grow, the program provides extensive training to aspiring entrepreneurs and provides loans to support their ventures. Notably, the interest rate for this loan remains favorable at 5%.

PM Vishwakarma Yojana (FAQ's)

How much loan will be available under Vishwakarma Kushaliya Samman Yojana?

Rs. 3 lakhs

How many types of occupations will be trained under Vishwakarma Skill Appreciation Scheme?

18 types

When will PM Vishwakarma Yojana start?

On 17th September